01
Semi-Truck Financing
Purchase or refinance tractors with terms shaped around mileage, age, revenue, and time in business.
- Owner-operator friendly
- New and used equipment
- Dealer or private-party deals
Commercial truck funding
BH Trucking Capital
Fast, practical financing for owner-operators, first-time buyers, and fleets ready to put more equipment on the road.
24-48 hrs
Fast review on complete files
Nationwide
Lender network for truck buyers
Flexible
Programs for many credit profiles
Financing options
Capital built around the way truckers actually buy equipment.
From a first truck to a growing fleet, BH Trucking Capital packages the deal clearly so drivers can compare terms, know the down payment, and move with confidence.
02
Trailer Financing
Dry vans, reefers, flatbeds, car haulers, and specialty trailers for established carriers or expansion plans.
- Flexible structures
- Seasonal revenue considered
- Multiple trailer types
03
Box Truck Financing
Programs for delivery, moving, courier, and local-service businesses that need dependable box trucks.
- Startup scenarios reviewed
- Fast document checklist
- Local route operators
04
Working Capital
Short-term funding support for insurance, repairs, plates, payroll, and gaps between loads and receivables.
- Simple use-of-funds review
- Paired with equipment deals
- Clear repayment options
How it works
A clean process from quote to keys.
The goal is speed without confusion. You send the basics, we package the request, and you get the clearest available options before signing anything.
Tell us the deal
Share the equipment, seller, requested amount, and your basic business details.
We review the file
BH prepares the request for lenders and flags anything that could slow approval.
Compare offers
See down payment, term, estimated payment, and funding conditions in plain language.
Fund and roll
Once documents are complete, the lender coordinates funding with the seller or dealer.
Active Members and Exhibitions
Connected to the trucking and equipment finance community.
BH Trucking Capital is built to show up where carriers, dealers, and commercial finance partners do business.
Coverage
Florida energy, nationwide reach.
BH Trucking Capital focuses on trucking businesses across the country, with a Miami-inspired brand and a practical underwriting mindset. South Florida operator? See how we work with Miami truck buyers — or frame a budget with the truck loan calculator.
Popular states served
Programs may vary by lender, equipment type, and applicant profile.
Florida
Texas
Georgia
California
North Carolina
South Carolina
New York
New Jersey
Illinois
Pennsylvania
Ohio
Arizona
Tennessee
Alabama
All 50 states
What lenders usually ask for
- Driver license and business information
- Equipment invoice, spec sheet, or seller details
- Bank statements or revenue documentation
- Insurance and authority details when applicable
Pre-approval
Send the basics. Get a clear next step.
Send the basics and the BH team reviews your request against real lender programs. Submitting costs nothing and doesn't obligate you to accept any offer.
- No obligation to accept an offer
- Business-purpose equipment financing only
- Credit, cash flow, equipment, and down payment all matter
- Fast review when the file is complete — often 24–48 hours
- Final approval and terms are subject to lender underwriting; pre-qualification is not a final approval
FAQ
Common questions from truck buyers.
Can startups apply?
Yes. Startup approvals depend on credit, down payment, equipment, driving history, and the overall business plan.
Is perfect credit required?
No. Strong credit helps, but many lenders consider the full file instead of only a score.
How fast can funding happen?
Complete files can often receive a decision within 24-48 hours. Funding timing depends on documents, seller response, and lender requirements.
What equipment can be reviewed?
Semi-trucks, trailers, box trucks, specialty commercial vehicles, and related working-capital needs can be reviewed.